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Welcome to Cross Keys Bank! We hope you will enjoy looking through some of the newsletters that we have posted on line for your reading pleasure, and an opportunity to understand your bank better.

Additionally, we have posted the Annual Reports of our parent company BSJ Bancshares, Inc. Cross Keys Bank has believed strongly in "transparency" from its beginning, and sharing our financial results with our shareholders and depositors is a high priority for us. Thus, we are making available several years of data on our website, and want it to be easy for you to research "how we are doing," and hopefully, add to your confidence in being on the Cross Keys Bank team as a depositor, or as a shareholder.


Annual Reports 

2020 Annual Report 2019 Annual Report 2018 Annual Report 2017 Annual Report 

2016 Annual Report  2015 Annual Report 2014 Annual Report 2013 Annual Report

2012 Annual Report 2011 Annual Report 2010 Annual Report 2009 Annual Report

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