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Business Online Banking

Basic Online Banking (Individual or Business)

Access your money anytime, anywhere. 

With Online Banking, you never have to worry about what time the bank closes again. Use this convenient service to transfer funds, check balances, and see up to the minute transaction records. It's completely secure so your account information is safe. 

Do your banking on your time, when it's convenient to you. It's easy with Online Banking.

  • View account balances in real time*
  • Single Access ID
  • Transfer funds (one time or recurring)
  • Securely communicate with Customer Support
  • Setup Account Balance Alerts (email or SMS text message)
  • View front and back of checks and deposit slips
  • Setup External Transfers to access money at other Financial Institutions
  • Access account history for up to 24 months
  • Check Register feature allows you to assign categories and edit descriptions on transactions. 
  • Download transaction history (including category information) to financial software programs (Sage, QuickBooks, BAI2, Quicken, Xero, or Excel)
  • Enroll for eStatements and enjoy the convenience of going paperless
  • Online Bill Pay (Single Sign-On)
  • Future View allows you to see scheduled transactions 30 days in the future
  • Loan Payments
  • Update Contact Information
  • Submit a Stop Payment request


Cash Management Service (Business Only)

Online Banking lets you spend less time at the bank and more time on your business. 

  • Reconcile your account
  • View account balances in real time*
  • Multiple Access IDs (you select level of access)
  • Security Tokens for added layer of protection
  • Manage multiple business accounts (based on ownership)
  • Download transaction history (including category information) to financial software programs (Sage, QuickBooks, BAI2, Quicken, Xero, or Excel)
  • View front and back of checks and deposit slips
  • Transfer funds (one time or recurring)
  • Loan Payments
  • Setup Account Balance Alerts (email or SMS text message)
  • Access account history for up to 24 months
  • eStatements and eNotices in PDF format
  • Commercial Pay Accounts Payable Solution
  • Direct Deposit payroll to employee accounts
  • ACH Origination (including NACHA file uploads) 
  • Submit a Stop Payment request

    *Unprocessed debit card transactions may not be reflected in your balance. You may have issued some checks, have additional purchases or made additional transactions which are not reflected in your balance. A portion of your balance may not be available for immediate withdrawal.


Enroll in Mobile Banking to complete a range of banking transactions all from the convenience of your device.


Attention ACH Customers: Stay up-to-date and compliant with the rules governing the ACH network by reviewing the National Automated Clearing House Association’s (NACHA) Operating Rules & Guidelines.


Bill Payment Services

Cross Keys Bank offers multiple Bill Pay Services that will meet the needs of your growing business

Online BillPay
Single User Bill Payment. Pay and manage bills online via the CheckFree Billpay service. 
Commercial Pay

Multi-User Automated Business Payment Solution. Easily capture, approve, authorize and pay your invoices. Syncs with your Accounting System.

Mobile Banking

Mobile banking gives you secure on-the-go management of your accounts, so you can check balances, transfer funds, get account updates and even deposit checks. Use the app to find a branch or ATM and even get driving directions.

Bank by phone app, tablet app, text banking or mobile browser - anywhere, any time and any way you want. 

More Information

Remote Deposit

Being able to make deposits right from your office so you can get back to work! Learn More.