Whether you're putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, Cross Keys Bank offers a variety of savings options to help you reach your short and long-term financial goals.
Everyday Savings Account
You can make deposits at any time, and you always have immediate access to your funds.
- $50 Minimum Opening Deposit
- $5 Monthly Service Charge Waived on Balances of $100 and over
- No Service Charge for Minors
- Unlimited Online Banking
- e-Statements
- Direct Deposit Available
- Interest Compounded Daily and Paid Monthly
- FDIC Insured
A minimum balance of $100.00 must be maintained during the entire cycle in order to avoid the $5.00 monthly service charge.
Kasasa® Saver
Earn high dividends and link it to Kasasa Cash® for easy savings.
Money Market Account
With the Money Market Account you get a stellar interest rate with the added benefits of a checking account.
- $50 Minimum Opening Deposit
- Online Bill Pay
- Unlimited Online Banking
- e-Statements
- Direct Deposit Available
- FDIC Insured
Balances of $2,500 or higher receive:
- Competitive Interest Rate Compounded Daily
- Monthly Service Charge Waived
- No Per Debit Fees
Balances under $2,500 receive:
- $10 Monthly Service Charge
- $0.20 Per Debit Fee
Individual Retirement Accounts (IRA)
Individual Retirement Accounts (IRAs) are a great way to save for retirement while saving money or income taxes.
Make deposit any time, in a lump sum or in smaller amounts. Invest in your future while taking advantage of tax benefits today or defer your tax benefits until later.
- Traditional and Roth IRAs
- Multiple Deposits Available
- Unlimited Online Banking
- Interest Compounded Daily and Paid Quarterly
- Possible Tax Benefits*
- FDIC Insured
*Consult a tax professional.
Certificates of Deposit
Cross Keys Bank offers a variety of Certificates of Deposit (CDs) from three months to five years.
With short-term or long-term options, you get a competitive interest rate and guaranteed returns. It's a great way to make the most of your money. Your rate is locked in for the length of the term and your money is FDIC insured.
- Competitive, Fixed Interest Rates
- Terms from 3 Months to 5 Years
- Interest Compounded Daily
- FDIC Insured