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Savings Accounts & CDs

Whether you're putting away money for a special purchase, building personal wealth, or saving for an unexpected expense, Cross Keys Bank offers a variety of savings options to help you reach your short and long-term financial goals. 


Everyday Savings Account

You can make deposits at any time, and you always have immediate access to your funds.
This interest earning account is an excellent way to start building your savings, whether you have a specific goal in mind or are simply saving for a rainy day.
  • $50 Minimum Opening Deposit
  • $5 Monthly Service Charge Waived on Balances of $100 and over
  • No Service Charge for Minors
  • Unlimited Online Banking
  • e-Statements
  • Direct Deposit Available
  • Interest Compounded Daily and Paid Monthly
  • FDIC Insured

A minimum balance of $100.00 must be maintained during the entire cycle in order to avoid the $5.00 monthly service charge. 


Kasasa® Saver

Earn high dividends and link it to Kasasa Cash® for easy savings.

 


Money Market Account

With the Money Market Account you get a stellar interest rate with the added benefits of a checking account. 
Balances of $2,500 or higher receive:
  • Competitive Interest Rate Compounded Daily
  • Monthly Service Charge Waived
  • No Per Debit Fees
Balances under $2,500 receive:
  • $10 Monthly Service Charge
  • $0.20 Per Debit Fee

Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRAs) are a great way to save for retirement while saving money or income taxes. 

Make deposit any time, in a lump sum or in smaller amounts. Invest in your future while taking advantage of tax benefits today or defer your tax benefits until later. 

  • Traditional and Roth IRAs
  • Multiple Deposits Available
  • Unlimited Online Banking
  • Interest Compounded Daily and Paid Quarterly
  • Possible Tax Benefits*
  • FDIC Insured

*Consult a tax professional. 


Certificates of Deposit

Cross Keys Bank offers a variety of Certificates of Deposit (CDs) from three months to five years. 

With short-term or long-term options, you get a competitive interest rate and guaranteed returns. It's a great way to make the most of your money. Your rate is locked in for the length of the term and your money is FDIC insured. 

  • Competitive, Fixed Interest Rates
  • Terms from 3 Months to 5 Years
  • Interest Compounded Daily
  • FDIC Insured
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Mobile Check Deposits

You have the ability to deposit money anytime of the day. We have you on our mind with Mobile Check Deposits. Learn More.