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Personal Checking Accounts

Every new personal checking account listed below includes:
  • FREE Debit Card with SecurLOCK™ Equip
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposits and P2P
  • FREE eStatements with online check images
  • Up to three non-Cross Keys Bank ATM refunds per statement cycle**
  • Buy Back of your unused checks and debit cards from another institution

 
Premium Key Interest Checking
An account for those interested in higher interest!
  • $50 minimum opening deposit
  • FREE Cross Keys Bank wallet checks (first box)
  • Higher interest rate with balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $10 monthly charge if minimum balance falls below $1,500

 
50+ Key Interest Checking
A perfect account for customer 50 and over!
  • $50 minimum opening deposit
  • FREE Cross Keys Bank wallet checks (first box)
  • Competitive interest
  • No minimum balance
  • No monthly service charge

 
Direct Key Interest Checking
Earn Interest with the convenience of direct deposit or any automatic payment!
  • $50 minimum opening deposit
  • FREE Cross Keys Bank wallet checks (first box)
  • Competitive interest
  • No minimum balance
  • No monthly service charge

 
Free Key Checking
A FREE account for everyone!
  • $50 minimum opening deposit
  • FREE Cross Keys Bank wallet checks (first box)
  • No minimum balance
  • No monthly service charge


*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as returned item fees, overdraft item paid fees, continuous daily overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business for organization. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

**You may request up to three non - Cross Keys Bank ATM fee refunds per statement cycle. ATM receipts from prior months charges reflecting the ATM fee must be turned into the bank by the last day of the current month in order to process your requested refund(s).
mobile check
Don't forget to ask about Savings Plans: