Phone: 888-766-3246

Gold Key Rewards Checking

FREE checking that pays you back up to 3.25% APY*!

It's about time you got a free checking account that works as hard as you do. With Rewards Checking, you can earn 3.25% APY* and get ATM fee refunds nationwide with no minimum balance or monthly fees.

All you have to do to receive the rewards is meet the simple qualifications each cycle. If one month you don't qualify, no problem -- you still earn our base rate of interest and can get the rewards back the next month. It's that easy!

Watch a video explaining more about Rewards Checking.

Summary

3.25% APY* on balances up to $25,000
0.55% APY* on balances over $25,000
0.10% APY* if qualifications aren't met
ATM fee refunds (up to $25 per cycle)
No minimum balance
No monthly fees
Unlimited check writing
Free Visa Debit Card**
Unlimited Online Banking
Online Bill Pay
Free eStatements
Telephone Banking
Direct Deposit available
$100 to open
FDIC insured

*APY = Annual Percentage Rate. See "More Information" tab above for details.

**Subject to Credit Approval

Qualifications

In order to receive the rewards rate and ATM fee refunds, simply do the following each cycle:

Make 12 Visa Check Card purchases
Enroll and receive eStatements (valid email address is required)
Enroll in Internet Banking (primary account holder must enroll)
Set up 1 Direct Deposit or ACH Auto Debit
One Rewards Checking Account per primary account holder

More Information

Annual Percentage Yield. †Per Qualification Cycle. Annual Percentage Yield. †Per Qualification Cycle. Annual Percentage Yield (APY) accurate as of 2/1/10. There is no minimum balance on the Gold Key Rewards Checking account, and the Rate tiers are as follows; The Bonus Tier is 3.25% APY and applies to balances of $.01 - $25,000 (the CAP). The Above the CAP Tier (ATC) is .55% APY and applies to balances over $25,000. The Nonqualified Tier rate is 0.10% APY and applies to all balances if qualifications are not met. All balances will earn 3.25% APY to .55% APY as long as qualifications are met each statement cycle. Restrictions apply to personal accounts only. No commercial accounts may participate in this program. At our discretion, we may change the interest rate paid on all Tiers, and/or the CAP at any time. You may have only one Gold Key Rewards Checking account per primary account holder. Fees may reduce earnings.