Rewards Checking
FREE checking that pays you back up to 2.50% APY*!
It's about time you got a free checking account that works as hard as you do. With Rewards Checking, you can earn 2.50% APY* and get ATM fee refunds nationwide** with no minimum balance to earn rewards or monthly service fee.
All you have to do to receive the rewards is meet the simple qualifications each monthly qualification cycle. If one cycle you don't qualify, no problem -- you still earn our base rate of interest and can get the rewards back the next cycle. It's that easy!
- Summary
- 2.50% APY* on balances up to $10,000
- 0.50% APY* on the portion of the balance over $10,000
- 0.05% APY* if qualifications aren't met
- ATM fee refunds** (up to $25 per cycle)
- No minimum balance to earn rewards
- No monthly service fee
- Unlimited check writing
- Free Visa Debit Card†
- Unlimited Online Banking
- Online Bill Pay
- Free eStatements
- Telephone Banking
- Direct Deposit available
- FDIC insured
In order to receive the rewards rate and ATM fee refunds, simply do the following each monthly qualification cycle:
- Have at least 12 Visa Debit Card purchases post and clear your account
- Receive eStatements (valid email address is required)
- Have at least 1 Direct Deposit or ACH Auto Debit post and clear your account
- Enroll in Online Banking (primary account holder must enroll)
*Annual Percentage Yield (APY accurate as of 08/30/11). Minimum to open account is $100. Rate tiers are as follows: 2.50% APY applies to balances of $.01 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.50% APY to 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Restrictions apply to personal accounts only. No commercial accounts may participate in this program. At our discretion, we may change the interest rate paid on all Tiers, and/or the CAP at any time. You may have only one Gold Key Rewards Checking account per primary account holder. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. **ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.
†Subject to Credit Approval
