News & Annual Reports

The newsletter is a tradition started by our Chairman of the Board, retired President, Bill Watson, who served the bank from 1960 to 2005. Bill is a graduate of the Tulane University School of Law, and came to the bank in 1960 after a tour of duty as a Judge Advocate in the United States Air Force at Eielson AFB, Alaska.

When he arrived, the bank had $2.5 million in total assets, compared to the over $300 million today.

After purchasing two failed banks in 1987 and 1989, Bill felt like we needed to work on communicating our philosophy and values to our new depositors, so he began a semi- annual folksy, down-home style communication device that has proven highly popular over the years. The publication, created entirely by him for many years, contained articles about bank plans, customers asking advice, and highlighted the close relationship between our employees and our customers with the spirit of "service above self."

We hope you will enjoy looking through some of the newsletters that we have posted on line for your reading pleasure, and an opportunity to understand your bank better, where we came from, and where we are heading. And we want you to accompany us on the trip!!!

Bill is retired now, and has a lot of time on his hands, and he would love to hear from our customers, particularly those from all over the country taking advantage of our friendly and convenient services. He wanted me to give you his email address, and to feel free to email him with compliments, criticisms, or just to say hello…….

Newsletter Back Issues. Links are PDF's or Flash

CKB Annual Reports

Cross Keys Bank has believed strongly in "transparency" from its beginning, and sharing our financial results with our shareholders and depositors is a high priority for us. Thus, we are making available several years of data on our website, and want it to be easy for you to research "how we are doing," and hopefully, add to your confidence in being on the Cross Keys Bank team as a depositor, or as a shareholder.

Past Annual Reports. All links are PDF's